The Organization for Security and Co-operation in Europe (OSCE) is seeking an international insurance provider to provide health insurance and life, disability and temporary incapacity insurance for OSCE staff and their dependents in accordance with these Terms of Reference. Proposals must include all these classes of insurance.
Type of Insurance 1: Health Insurance: The purpose of the insurance is to reimburse the insured persons when they are eligible, or to their beneficiaries, if applicable, the expenses resulting
from medical attention necessitated through illness, injury, maternity and preventive care.
The remuneration for administration and claims handling for the health insurance scheme shall not be embedded within the premium and shall be part of the overall insurer Administrative and Claims Handling expenses.
Type of Insurance 2: Life, Disability and Temporary Incapacity Insurance: - The purpose of the insurance is to pay the capital sum on behalf of the Policyholder to the designated
beneficiaries upon death of the Policyholder due to accident or illness. Disability & Accidental Disability - The purpose of the insurance is to pay the capital sum and recovery costs on behalf of the
Policyholder to the insured person or his/her beneficiary upon receiving a medical certificate stating the cause and the exact nature of the disability.
Temporary Incapacity – The purpose of the insurance is to pay an indemnity when the insured persons are temporary incapable to exercise his/her functions as recognized by a physician.